Company
Not your traditional bank. Not trying to be.
SurgePay started as a consumer app for sending money home. Businesses kept asking for the same speed with the controls a finance team needs, so we built SurgePay Business.
Mission
Make moving money between Africa and the world as easy as moving it across town.
Businesses in Lagos and Nairobi shouldn’t wait days or lose 5% to pay a supplier in Rotterdam. Stablecoins and local rails make it possible; good software makes it safe.
How we work
Three principles behind every screen.
01
Calm over clever
Money software should be boring in the best way. Clear states, honest fees, no surprises.
02
Controls are the product
Finance teams need to say yes quickly and no safely. Approvals are designed in, not bolted on.
03
Rails are a detail
Customers care that money arrives. We pick the fastest, cheapest route between banks, mobile money and stablecoins.
Coverage
Where you can collect and pay today.
More corridors are on the way. Tell us where you need to go next.
Nigeria
Local accounts and instant payouts over NIP.
Kenya
Paybill collections and M-Pesa payouts.
United States
ACH and wire collections and payouts.
Eurozone
IBANs with SEPA and SEPA Instant.
Build with us.
We’re a small team in Lagos, Nairobi and London. If this mission sounds like yours, we’d like to hear from you.